Protected: Coffee Talk with Siu Lie Tan — The Freedom to Do Things Differently
Friday, August 21, 2026
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There is no excerpt because this is a protected post.
As artificial intelligence becomes increasingly embedded within banking systems, the central challenge is no longer only whether algorithms are explainable. It is whether the underlying logic shaping financial legitimacy, risk and economic participation remains understandable, contestable and democratically legitimate.
Europe’s Artificial Intelligence Act is the world’s first comprehensive attempt to govern AI. This series explores how the regulation reshapes decision-making across finance, education, labour markets and government—revealing how algorithms are becoming a central question of power, accountability and democratic oversight.
Algorithms rarely draw attention to themselves. They do not speak, persuade or campaign. Yet they increasingly decide how we move through cities, how markets function and how information reaches us. Their influence is subtle, procedural — and deeply political. To understand why algorithms matter today, it helps to start somewhere deceptively simple.