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ABN AMRO proudly reports that 85 percent of its employees now use artificial intelligence in their daily work. For investors, this signals efficiency and progress. For society, it raises a more difficult question: as banks become increasingly automated and opaque, who remains responsible for transparency, accountability and the human beings behind the data?
As platform finance replaces visible institutions with interfaces, support systems and computational enforcement, Europe faces a deeper question beyond crypto itself: how do democratic societies preserve responsibility, care and accountability inside financial infrastructures that increasingly operate beyond human visibility?
House prices in the Netherlands are rising, according to ABN Amro. As soon as the bank announces these predictions, markets react. To many, it seems like a simple economist with a spreadsheet. But behind the scenes, another mechanism is at work: algorithms processing data, detecting patterns and forecasting future trends.
