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Christine Lagarde has broadened the language of central banking beyond inflation and interest rates. Her vision reveals Europe’s deeper dilemma: a common currency cannot create economic scale, monetary sovereignty or integrated capital markets without corresponding political architecture.
Feedzai is not the next Scaleup Europe prediction. It is a test case for a harder question: whether Europe can remain financially relevant when its most promising technology companies become large, global and strategically important.
As payments become increasingly digital, Europe faces a fundamental question. How can citizens continue to access public money in an economy increasingly shaped by private platforms? The Digital Euro is ultimately less about technology than about preserving institutional trust.
Europe’s financial future is often discussed in terms of regulation, banking and technology. Yet beneath these debates lies a deeper question: how should democratic societies organise money, trust and financial infrastructure in an increasingly digital age?
Europe is building a digital euro to reduce dependence on foreign payment systems. But as money becomes infrastructure, the real question shifts: not what money is, but who controls access to the system through which it flows.
