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When a platform can monitor performance, judge behaviour and withdraw access to income, it no longer acts merely as an intermediary. The Uber case reveals how employer-like power can emerge without a visible employer or accountable human decision-maker.
For decades, European banking has been built around a visible moment of decision. A credit was approved. A risk was accepted. An exception was granted. There was a point in time — and a person — at which responsibility could be located. Today, that moment is becoming harder to identify.
